Free checker · 50 states + D.C. · rules checked October 21, 2026
That is the real question behind every wholesaling deal now. 23 states have passed a wholesaling-specific law — license, registration, or disclosure — and two more license regimes switch on in early 2027. The rules are different in every state, they are changing every quarter, and the top guides on the internet are provably wrong on at least two of them. This checker asks five questions about your deal and computes your answer, with the statute cited and the date it was checked.
STOP
You are already past your state's threshold — or you are marketing the property itself, which is brokerage in all 50 states.
LICENSE REQUIRED
Your next assignment is the one that crosses your state's line — Illinois and Virginia count to two; Pennsylvania counts to one.
CLEAR WITH CONDITIONS
A registration to file (Oregon, $300), a disclosure to hand over first (Ohio, Missouri, Texas…), or a marketing line you may not cross (Kentucky, Nebraska, Oklahoma).
CLEAR PATH
No wholesaling-specific law found in your state as of the checked date — with the general principal line still printed on the verdict, because it still applies.
A license becomes required to wholesale more than once in 12 months. Enacted, dated, coming. The Rhode Island page
The license layer switches on; the disclosure and 21-day cancellation rules are already live. The Delaware page
Registration ($285, two years) since July 1, 2026, and the seller disclosure report since October 1, 2026. The Connecticut page
HB 797 passed the House 103–0 — and has sat in Senate Rules since May 1, 2025. It is not law. Major guides and a panic video say otherwise. Read the correction, with sources
AB 1850 died in Assembly Appropriations on May 14, 2026. What governs California today is the older principal line — and a $20,000 fine for crossing it. Read the correction, with sources
Why we lead with corrections: a legality checker is worth exactly as much as its last verified date. Ours is on every page — October 21, 2026 — and the dataset behind this site is re-swept every quarter.
All 23, each with its own page in your exact question. Every other state is in the full 50-state table.
| State | What it demands | Since | |
|---|---|---|---|
| Alabama | Disclosure required | August 1, 2023 | Disclosure required |
| Arizona | Disclosure required | September 24, 2022 | Disclosure required |
| Connecticut | Registration required | Registration July 1, 2026 | Registration required |
| Delaware | License coming | Disclosures/cancellation August 30, 2026 | License coming |
| Illinois | License required | August 9, 2019 | License required |
| Indiana | Disclosure required | July 1, 2024 | Disclosure required |
| Iowa | License required | Statute July 1, 2024 | License required |
| Kentucky | License required | June 29, 2023 | License required |
| Louisiana | Disclosure required | August 1, 2026 | Disclosure required |
| Maryland | Disclosure required | October 1, 2025 | Disclosure required |
| Missouri | Disclosure required | August 28, 2026 | Disclosure required |
| Nebraska | License required | July 21, 2022 (vacant-lot amendment March 11, 2025) | License required |
| North Dakota | Disclosure required | 2023 | Disclosure required |
| Ohio | Disclosure required | March 2, 2026 | Disclosure required |
| Oklahoma | License required | License layer November 1, 2021 | License required |
| Oregon | Registration required | July 1, 2025 | Registration required |
| Pennsylvania | License required | January 4, 2025 | License required |
| Rhode Island | License coming | License requirement January 1, 2027 | License coming |
| South Carolina | License required | May 21, 2024 | License required |
| Tennessee | Disclosure required | March 25, 2025 | Disclosure required |
| Texas | Disclosure required | September 1, 2017 | Disclosure required |
| Virginia | License required | July 1, 2024 | License required |
| Wisconsin | Disclosure required | March 24, 2024 | Disclosure required |
Assigning your own contract is banned outright in zero states. What states regulate is who may do it, how you may market, and what the seller must be told first. 23 states now regulate it specifically — run the checker for your state and your facts.
Illinois and Virginia make the second assignable-contract deal inside 12 months the line where you become a broker. Minnesota presumes it at five. Rhode Island's new law uses the same 'more than once' count from January 1, 2027.
Sometimes it changes the analysis (Illinois), sometimes the statute expressly covers it (Oklahoma, Louisiana). It is a structure question, not a loophole — the checker asks which structure you plan and answers accordingly.
As of October 21, 2026, no state has banned assigning a contract outright. West Virginia filed the only abolition bill we found anywhere; it died in committee. Fear is a sales tool. Check the statute instead — that is what this site is for.
No. This site states rules as dated facts from official sources, with the citation on every verdict. It is information and checklists. Your deal gets confirmed by a licensed real estate attorney in your state before you sign.
The Compliant Path Kit renders from this same dataset: the verbatim statutory disclosure forms, your state's deal calendar, the marketing words sheet, the Oregon and Connecticut registration walk-throughs, and the license-path pack for the license states — one payment, every state, updates with the quarterly sweep.
Included in the $49 Compliant Path Kit